Green Dot Visa - Review
The Green Dot Credit Card is a prepaid credit card. It is frequently used by individuals that don't have a checking account.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
It is accepted online and over the phone. You can access your cash at almost one million ATM's world wide.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
These are purchased at retail locations such as; CVS, Walgreens, The Pantry, and more. You will also have to pay a $2.50 ATM fee and a $9.95 activation fee.
The Columbus Bank and Trust Company issues the card and it comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
You can purchase this card at retail locations or you can fill out an application online and have a card sent to you within 7-10 business days.
It is commonly used by parents to teach children financial responsibility. Additionally it is a convenient method of providing financial assistance to students that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
Using this will give you an easy method of staying within your budget and track your spending. It can also be used to pay your bills such as; utilities, cable, and internet...
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
It is accepted online and over the phone. You can access your cash at almost one million ATM's world wide.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
These are purchased at retail locations such as; CVS, Walgreens, The Pantry, and more. You will also have to pay a $2.50 ATM fee and a $9.95 activation fee.
The Columbus Bank and Trust Company issues the card and it comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
You can purchase this card at retail locations or you can fill out an application online and have a card sent to you within 7-10 business days.
It is commonly used by parents to teach children financial responsibility. Additionally it is a convenient method of providing financial assistance to students that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
Using this will give you an easy method of staying within your budget and track your spending. It can also be used to pay your bills such as; utilities, cable, and internet...
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
About the Author:
We suggest the AccountNow Visa for a review visit us or for a review of the prepaid Rush Card www.rushcard.com.
posted by Credit Counseling at
1:54 PM
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