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Sunday, February 1, 2009

Consumer Views on Retirement Planning Programs that Work

By Michael Geoffrey

None of us want to waist our time and money on a program that doesn't work or that is difficult to use. When choosing software we want it to function properly, be user friendly and give us the desired results. It can be helpful to see what other consumers think about the retirement planning software they have used to help you decide which one may be best for you.

The first thing to consider is what your needs are and if the software you are looking into will satisfy those needs. There are reviews written on both personal and professional software that can help you see what others have experienced when using it.

In most cases, the software for financial planners is going to offer more options for different retirement plans and individuals who may have a need for some of the features, may be disappointed when they realize they are not included in the less expensive version.

You have to decide what you need before you proceed to download software. It may be that some of options on the professional software are desirable. But usually you will have to pay for software that includes a lot of extras.

What Can You Get For Free

As with most services and products on the market, buyers generally get what they pay for and free software is usually the same. Not that it will not provide information based on the data entered, how it translates that into usable information can often be learned in retirement planning software reviews. You should also be aware of the source of the review as independent retirement planning software reviews are usually more accurate if not flattering to the distributor.

Since software for financial advisors will most likely be purchased by experts most of the reviews and opinions written about it will be written by those experts. That means some of the terminology or explanations may be a bit over the average person's head. The reviews you do understand may be those written for the programs made for personal use and some of those reviews may come from the manufacturer.

The manufacturer may be able to give you information about the features of the software. But they will not give you an objective opinion on how user friendly or how helpful the software really is. You will have to seek the outside opinion of other users to get an unbiased opinion.

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