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Tuesday, January 20, 2009

Payday Loans Online - The Fastest Way To Get The Money You Need!

By Gressly Stevens

Do you have bills piling up, rent due, a medical emergency, or a car repair and you need some fast cash? Are you in the middle of a financial crisis and you need to deal with it fast? You do have other options than just calling friends and family for a loan.

There are pay day loans online that you can get and they are very fast. The process is a piece of cake and they don't require much of you. Here is what you need to know to get a pay day loan online in a hurry.

You will need to start by finding 5 or more pay day loan websites. This can be done with a search from Google, Yahoo, or any other search engine. There are a bunch of them out there so finding 5 should be pretty easy. Once you have at least 5 sites you will begin to eliminate the ones that you don't want to use.

Check and see if you fit the qualifications they have on their website. These are usually pretty basic, but some lenders have a strange one or two in there that differ from other lenders. If they work for you, then keep them on your list, but if not you need to cross them off.

Now you need to check and make sure they are not a scam. Make sure they have a working customer service phone number. Also, check and see if they have a physical address listed and not just a PO box.

Checking their testimonials from past customers is another good thing do to. You should also check the better business bureau and the Attorney General as well. This will give you enough information to make a decision to whether they are legit or not.

Now that you have crossed off all they companies that have thrown up a red flag or two, you can apply for your loan. Depending on how much you need and how much you qualify for will make the difference as to whether you apply with just one lender or with more than just one.

If you do apply for more than one loan, you need to know that they will have to be paid back. Usually you have about 30 days to do so. Some companies will grant you an extension of up to another 30 days, but there will be a fee involved and more interest charged.

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