The College Student Guide To Personal Finance
Before we even begin this discussion on realistic money management while in college and personal finance for college students, it is important that you take this key principle into consideration: Whatever makes one happy is easy to do and one is likely to be successful at it. If you keep this concept in mind, then you understand why personal finance is not a happy or enjoyable topic for college students.
When concerned with college students, personal finance is about long term goals. However, while students are still in college, the only goal they normally have is to get a job when they graduate and anything else further than that is blurry. You may be asking yourself, how can personal finance be applied by students in college. Well, for the average college student, the only way that personal finance management is going to work, is if personal finance management is easy and if it brings some sort of happiness at the present moment or in the future.
There is already plenty of information available for students on campus about how to save money, however, most of this information is not absorbed by students because they are written by people who don't know how college life is these days.
Taking that into consideration, here you will find some positive steps designed especially for personal finance for college students, you may take these steps to meet all of your criteria, these steps are easy, realistic, and they are known to bring complete happiness now and later.
If you want to enter your savings account automatically on a regular basis, it is recommended that you make your account automatic. This means that a certain amount of money is taken out of your checking account automatically on a weekly basis so that you can save money without even doing anything.
Aside from the 2 tips explained in the previous paragraph, it is advisable that you always seek cheaper forms of entertainment, stay away from credit cards, dine on campus, make the most of the free stuff available and always seek the cheapest locations for anything.
In relation to personal finance for students at college, you should still always do thing that will make you feel good. Even though this may be a rather shocking finisher to your personal finance tip list, you are in college, and this is the time to experiment. It's highly likely that as a college student, you will do some ridiculous things with your personal finance which you will regret and never forget.
When concerned with college students, personal finance is about long term goals. However, while students are still in college, the only goal they normally have is to get a job when they graduate and anything else further than that is blurry. You may be asking yourself, how can personal finance be applied by students in college. Well, for the average college student, the only way that personal finance management is going to work, is if personal finance management is easy and if it brings some sort of happiness at the present moment or in the future.
There is already plenty of information available for students on campus about how to save money, however, most of this information is not absorbed by students because they are written by people who don't know how college life is these days.
Taking that into consideration, here you will find some positive steps designed especially for personal finance for college students, you may take these steps to meet all of your criteria, these steps are easy, realistic, and they are known to bring complete happiness now and later.
If you want to enter your savings account automatically on a regular basis, it is recommended that you make your account automatic. This means that a certain amount of money is taken out of your checking account automatically on a weekly basis so that you can save money without even doing anything.
Aside from the 2 tips explained in the previous paragraph, it is advisable that you always seek cheaper forms of entertainment, stay away from credit cards, dine on campus, make the most of the free stuff available and always seek the cheapest locations for anything.
In relation to personal finance for students at college, you should still always do thing that will make you feel good. Even though this may be a rather shocking finisher to your personal finance tip list, you are in college, and this is the time to experiment. It's highly likely that as a college student, you will do some ridiculous things with your personal finance which you will regret and never forget.
About the Author:
Jenni Snook is the main author of http://www.HealthyWealthySoul.com, a website dedicated to providing individuals tips and tools on personal finance for college students to have both financial and spiritual happiness in their lives.
posted by Credit Counseling at
12:16 AM
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