Debt Consolidation In Edmonton Debt Consolidation In Edmonton

Find out more on Debt Consolidation In Edmonton Now!

Friday, February 27, 2009

How Low APR Credit Cards Save You Money

By Seth Bullock

Low interest rate credit cards are among the most desirable credit cards available. However, only those with excellent or very good credit will be eligible to receive these cards. You can think of the low interest rates attached to these cards as a reward which is earned through managing money responsibly. If you qualify for one of these cards, you will enjoy benefits which include:

*Up 5% cash back on select purchases *0% APR introductory periods on many offers *APRs as low as 7.99% after the introductory period has concluded *No annual fees *Rewards programs tailored to your preferences

Those are just some of the perks offered to low APR cardholders; responsibility pays off after all, it seems. If you have an excellent credit history, then you can afford to be choosy about credit card offers. Credit card issuers favor customers who have a history of timely payments and a record of keeping their balances to under half of their credit limit. To see some of the credit card offers out there, please navigate over to our site map.

Whenever looking at a credit card offer, you should carefully read the terms and conditions along with the perks and benefits. Doing so will help you to get the best low interest rate credit card. All of the major credit card issuers: Chase Manhattan, Discover and American Express, among others offer low APR cards to consumers who meet the necessary qualifications.

How good is your credit score? If you happen to have a very good or excellent credit score, then youll be able to enjoy the rewards programs which card issuers like American Express, Capital One, Chase Manhattan and others offer to cardholders who choose their cards. These rewards programs offer an excellent incentive to maintain a good credit score.

Managing your money with care is something which deserves to be rewarded. Credit card issuers recognize that it can be difficult to make all of your payments on time every month and to fight the temptation to overspend with your credit cards. Credit card companies are happy to show their appreciation for responsible cardholders by offering them low APR credit cards.

As if a low APR wasn't already incentive enough, these offers provide cardholders with rewards programs which improve on an already good thing, such as cash back (sometimes as high a 20%) on select purchases from retailers all over the country and travel rewards. Travel rewards let you earn points which are redeemable for travel expenses such as car rentals, plane tickets, hotels and more!

So what kind of shape is your credit in? Request a copy of your credit report and find out where you stand. If you have excellent or very good credit, then you can qualify for a low APR credit card and gain the benefits which are due to you as a responsible consumer.

About the Author:

0 Comments:

Post a Comment

Subscribe to Post Comments [Atom]

<< Home