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Monday, February 23, 2009

The Best Credit Repair Letter Samples Are Free

By William Blake

When people are scared and desperate, they will willingly pay for stuff that they should be able to get for free. One of these things is a credit repair letter sample. There are many credit repair do-it-yourself kits for sale that include several credit repair letter samples. If all you need is to know how to write a simple credit report dispute letter or even a cease and desist letter to pesky bill collectors, then you can get those things for free on the Internet.

Keep it Brief and To the Point

A credit repair letter should not be a long, drawn out and emotional explanation of what happened to your credit, how it happened and why it happened. It is a form letter and it should read as such. It is a business letter so it should be very direct, brief and get right to the point.

The website of the Federal Trade Commission has a form letter for credit report disputes. The form letter provided by the government on this website is a good form letter to go by. However, these are the most common types of letters found on the internet so there are many forms to choose from. You can also call toll free the Federal Trade Commission if you need further assistance.

Copies Only

When sending documentation along with your credit repair letter you need to be sure you make copies and send the copy with your letter. Never send your original documents. Later you may need that original to present your case in court or for other reasons. Often the documentation required is personal documents such as your social security card or your certificate of birth. You never send these types of things in the mail and risk loosing them. Always send copies and copies only.

Where to Find a Variety of Sample Letters ??" About.com

About.com is a website created to provide accurate and dependable information on a variety of things. This website is a great source for sample credit repair and cease and desist letters. They are easy to find. Simply go to About.com and in the Business and Finance Section follow the link for Credit/Debit Management. If you want to skip those steps just go to your search engine and type "About.com cease and desist letter sample.

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