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Tuesday, January 27, 2009

Citibank Business Credit Cards For the Small Business Owner

By Caressa Waechter

A business credit card is something that most business owners are going to need at one time or another. Because you are not suppose to mix business and personal funds, it is not a good idea at all to be using a personal credit card for business expenses.

You will find many uses for a business credit card if you are an entrepreneur. The possibilities are limitless - you will use it to pay bills, to travel, or to make company purchases.

CitiBank, with their CitiBusiness card, is one of the leading issuers of business credit cards. The CitiBusiness small business credit card is especially tailored to the person who owns their own business.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

CitiBank offers low interest business credit cards that may perfectly fit the needs of your business. They are also often running specials that give you low introductory interest rates on purchases or balance transfers for a given length of time. This really lets you get a handle on your cash flow without having to pay interest.

CitiBusiness offers credit cards that include a rewards program. With such a program, you earn a given number of points for every $1 you spend with your credit card. The choice of how to redeem points is up to you. They give you a few options so that you are not stuck with just one choice.

When you own a small business, you really need to have at least one credit card that is the name of your company. This lets you maintain complete separation of personal and business expenses, while giving you the ability to track business spending.

Every business could use a credit card, so it is a wise decision to have a credit card that is specifically intended for business use. The CitiBusiness credit cards are a great choice as far as business credit cards are concerned. CitiBusiness cards offer some useful benefits for the entrepreneur, so you really ought to look into their cards for your business.

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