Auto Insurance Laws - What You Should Know
When deciding about insurance, some questions come to mind. How much coverage do I need? What's the minimum requirement amount? Do I need liability? What about other states? These are all common questions that can be answered in a simple fashion.
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Basic rule is that each state has a minimum requirement for the auto insurance coverage you need to have for certain situations. The three types of coverage is injury to another, injury to all people, and damage to property.
One of the most unsought of thing is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
There are options if you don't have money to pay for insurance. Some states have vehicles you don't need insurance for. In Washington and Oregon, motorcycles, scooters, and mopeds do not need insurance to drive them.
All states require you to carry auto insurance proof on you at all times. When pulled over if you don't provide proof, you will get a ticket and have to contest it in court. Simply bring the proof to the judge and you should get acquitted. If not, it's a hefty fine.
We all want cheap auto insurance. Maintaining a clean driving record is the biggest factor; knowing the laws is the first step.
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Basic rule is that each state has a minimum requirement for the auto insurance coverage you need to have for certain situations. The three types of coverage is injury to another, injury to all people, and damage to property.
One of the most unsought of thing is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
There are options if you don't have money to pay for insurance. Some states have vehicles you don't need insurance for. In Washington and Oregon, motorcycles, scooters, and mopeds do not need insurance to drive them.
All states require you to carry auto insurance proof on you at all times. When pulled over if you don't provide proof, you will get a ticket and have to contest it in court. Simply bring the proof to the judge and you should get acquitted. If not, it's a hefty fine.
We all want cheap auto insurance. Maintaining a clean driving record is the biggest factor; knowing the laws is the first step.
posted by Credit Counseling at
4:34 AM
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